Disclosures

Lenderly LLC is a technology and marketing platform. We are not a bank, lender, or creditor, and we do not make funding, lending, or credit decisions. We help connect businesses with third-party lenders, credit issuers, and financial products through our funding-matching technology.

Any funding amount, credit limit, or qualification estimate shown through our Services is an estimate based on the information provided and is not a guarantee of approval, a specific offer, or final terms. Actual approval, rates, and terms are determined solely by the applicable third-party lender or credit issuer, based on their own underwriting criteria.

Initial qualification checks through our Services are generally designed to use a soft credit inquiry, which does not affect your credit score. If you choose to proceed with a specific lender or credit issuer, that party may require a hard credit inquiry as part of their own application process, which may affect your credit score. You will generally be notified before any hard inquiry is initiated by a third party.

Lenderly may receive compensation - including referral fees, commissions, or marketing fees - from lenders, credit issuers, or other partners when you choose to engage with them through our Services. Where Lenderly charges you directly for a product or service, such as the Credit Card Stacking Blueprint or the Blueprint Walkthrough, that fee is disclosed to you at the time of purchase or engagement.

Interest rates, fees, and terms offered by third-party lenders and credit issuers vary based on your creditworthiness, business profile, and each provider's own criteria, and may range from promotional 0% offers up to rates permitted by law. Lenderly does not control, and cannot guarantee, the rates or terms offered by any third party.

The Credit Card Stacking Blueprint is an educational, personalized planning report. It is designed to help you understand potential paths toward business credit based on information you provide. It is not a line of credit, a loan, or a guarantee of approval, and actual results depend on your credit profile and the decisions of individual credit issuers, which are outside Lenderly's control.

The Blueprint Walkthrough is an optional, separately engaged consulting service to help you execute a credit strategy. It does not guarantee any funding or credit outcome. Fees, terms, and the scope of services for the Blueprint Walkthrough are set out in a separate engagement agreement provided at the time of purchase.

The federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract), because all or part of the applicant's income derives from any public assistance program, or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. Lenderly does not make credit decisions; this notice is provided for your awareness regarding the lenders and credit issuers in our network.

Some content on our Services may be shared by affiliates who receive compensation for referrals that result in a completed application or funded transaction, consistent with FTC guidance on endorsements and testimonials. Participation in our affiliate program is governed by separate Affiliate Program Terms.